Our Purpose
Provide comprehensive and cost-effective coverage programs to members of the fire service, retirees, and their families through a responsive risk pool.
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Covering California’s Fire Service Community
Covering California’s Fire Service Community
The FRMS offers a large variety of employee benefits and insurance solutions that meet the unique needs of our membership. As a member district you will have access to competitive programs for medical, dental, vision and life insurance.
Blue Shield of California and Kaiser Permanente
All members: Participation in the medical program automatically covers enrolled employees with group critical illness insurance offered through The Hartford, at no additional cost.
Fire districts only: Participation in the medical program makes your district eligible to receive an ANNUAL wellness stipend, to be used towards the district’s wellness activities and equipment, etc.
Fire districts only: Participation in the medical program gives your employees access to 24/7/365 mobile access to mental health resources through Cordico, at no additional cost.
VSP Vision Care
The Hartford
Halcyon and Cordico
All members: Participation in any one other line of coverage automatically covers enrolled employees with EAP offered through Halcyon, at no additional cost.